DEKHANI FUNERAL PLAN
What is it?
This is a policy where NICO Life partnered with Goodwill Funeral Services Parlor and through this partnership provides funeral benefits from Goodwill Funeral services in the event of death of member, spouse and other dependents.
What you need to know
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A funeral product for individuals as well as groups.
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To join you must sign up with a designated member of the sales team from NICO Life.
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Depending on whether the party is a group or an individual; they will be given a form which is part of the onboarding process.
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All claims are paid out as a service through Goodwill funeral services.
To join, the client must sign up and ensure all relevant details required under funeral plan submitted, pay premiums and in the event of death, kindly inform us of the eventuality by submitting necessary claims documents so we may immediately process claim.
Policy starts when you pay first premium and policy has 3 months waiting period for immediate family and 6 months for extended family before claims can be paid out.
Policy has no surrender value, paid up value and cannot be assigned to third party.
| Cover Option | Premium for Individual | Premium for family member of 6 | Premium Per extended member | Sum Assured | Services (Up to the amount of sum assured) |
| Standard | MK3,000 | MK6,500 | MK2,800 | MK1,500,000 | Up to K1.5 Million worth of funeral services which include: • Hearse for transportation • Coffin provision • 50 chairs • 50 bottles of water • 5 branded cloths • Cash payout: K100,000 • Embalming services • Lowering machine • Grave-side tents • Cremation option |
| Executive | MK5,000 | MK10,000 | MK4,000 | MK2,500,000 | Up to K2.5 Million worth of funeral services which include: • Executive hearse for transportation • Executive casket • 100 chairs • 100 bottles of water • 10 branded cloths • Cash payout: K170,000 • Embalming services • Wreaths • Lowering machine • Grave-side tents • 10% cashback (T&Cs apply) • Cremation option available |
| Platinum | MK12,000 | MK25,000 | MK10,000 | MK7,500,000 | Up to K7.5 Million worth of funeral services which include: • Hearse for transportation • Premium casket • 200 chairs • 100 people capacity tent • 200 bottles of water • 20 branded cloths • Cash payout: K250,000 • Embalming services • Wreaths • Digital & printed funeral program • Lowering machine • Grave-side tents • Decorative draping • Grief counselling • 10% cashback (T&Cs apply) • Cremation option available • Access to Dekhani VIP Lounge and VIP benefits |
Goodwill VIP Lounge
The DEKHANI VIP Lounge is a premium offering under the DEKHANI Funeral Policy, designed to provide an exceptional, dignified, and comfortable funeral experience for bereaved families. This exclusive feature, in partnership with Goodwill Funeral Services, ensures that families have access to high-quality, private, and well-equipped facilities during the funeral planning and memorial process. The Lounge is free for platinum members but provided at a cost to other clients.